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At Chino Commercial Bank we know that everyone has different financial needs. So when it comes to checking, we give you a selection of accounts with different features and benefits — limited or unlimited check writing, interest-bearing or non-interest-bearing. For savings, you can choose from accounts that offer traditional features to those that provide limited access, and may offer higher rates of return.

Work with one of our knowledgeable and experienced bankers to select the right checking and savings account. Then we'll talk you through the features and benefits of the other valuable products and services we offer, such as loans and lines of credit, so that we can customize banking that's just right for you.


Certificate of Deposit (CD)

Whether you’re just starting to save for a healthy financial future or you’ve been saving and investing for awhile, Certificates of Deposit should be considered for every investment portfolio. Our CDs give you security, guaranteed rates and variable maturities to meet your liquidity needs. You also receive the peace of mind that your money will be growing throughout the term of your certificate with FDIC insurance protection up to $100,000. Open a CD with as little $2,500.00 and choose from a wide range of maturities. Certificates are automatically renewable at the current rate in effect at maturity.

Individual Retirement Accounts (IRA)

We offer traditional retirement accounts which earn tax-deferred interest. We also offer the ROTH IRA. Your investment opportunities include CDs, which are separately insured up to the maximum allowed by the FDIC. These accounts will be set for automatic renewal.

Debit Cards

Your Debit Card has many valuable benefits and services:

  • Your Debit Card is not a credit card, so you don't pay finance charges.
  • There's no need to write a check and wait for approval. The money for your purchases comes directly out of your primary checking account at the time you spend it.
  • You can use your Debit Card at any ATM's or wherever MasterCard® debit cards are accepted, including participating restaurants, department stores and online shopping!
  • Each transaction is detailed on your monthly checking account statement for easy tracking. You can also access your transaction details online.
  • Your Debit Card give you more security than cash or checks. You may limit your liability for unauthorized transactions made with your card. Just promptly notify the bank if your card is ever lost or stolen.

To apply for a Debit Card, you must have an existing Chino Commercial Bank personal checking account. Simply Contact Us or stop by our office and we will gladly assist you with the application.

Credit Cards*

A Chino Commercial Bank credit card is the only credit card you'll need. It is a convenient, safe and secure way to make purchases and access cash, helping you manage your personal finances and bridge the gap between buying now and paying later.

*provided by third party

Consumer Lending

Providing personal credit needs to satisfy many diverse and individual needs is essential. We are committed to meeting your financial needs…and assisting in fulfilling your family's dreams. Our personal loans can help you attain your future goals, whatever they may be. We can assist you through matching the right loan to your needs.

Overdraft Protection

Prevent the cost, inconvenience, and embarrassment of an overdrawn checking account and returned check fees with our Overdraft Protection option. It's a great money management tool, especially for someone who has a lot of deposit and withdrawal activity and a constantly changing balance. Contact Us for further information and apply today.

Residential Mortgage

Unlock your home-buying power with a mortgage from Chino Commercial Bank. We have a wide variety of competitive fixed and adjustable rate loan programs. In addition, if you are refinancing your home to improve your rate or receive additional cash out for home improvements, debt consolidation, college education or other reasons you will find the loan that is right for you.