Business Products
We Offer A Wide Range of Accounts To Meet Your Needs
Because no two businesses are alike, we have a variety of business checking accounts for you to choose from, starting with Basic Business Checking and extending all the way to our comprehensive Analyzed Business Checking. Our savings accounts allow you to choose from options that range from traditional savings features to those that provide limited access and may offer higher rates of return.
We also offer valuable business account services, which can add to the productivity, efficiency and bottom line of your business.
Basic Business Checking
A regular business checking account offering unlimited transactions.
Description: Non-interest checking account
Opening Balance: $500.00
Minimum Balance: $3,000.00 Daily / $5,000.00 Average
Monthly service charge: Maintain a daily collected balance of $3,000.00 or an average monthly balance of $5,000.00 and pay no monthly fee. If balance requirement is not met, there is a $15.00 monthly fee, plus a $0.27 per check/debit charge will apply after the first 20 transactions.
Benefits:
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Analyzed Business Checking
A business checking account for companies having special needs and/or higher volume transactions.
Description: Non-interest checking account
Opening Balance: $500.00
Minimum Balance: Varies
Monthly service charge: Maintenance Fee of $15.00 per month.
Earnings credit to offset service charges. Tailored to your business needs. Tied to entire relationship.
Benefits:
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Monthly earnings credit applies to this account
Community Service Checking
An economical account for non-profit organizations.
Description: Non-interest checking account
Opening Balance: $100.00
Minimum Balance: $50.00
Monthly service charge: Allows four (4) deposits per month containing up to 50 checks per deposit. More than 4 deposits per month or a balance below the $50.00 minimum incurs a $10.00 monthly fee.
Benefits:
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A low cost account with low minimum balance requirements for non-profit organizations
Business Money Market
A limited transaction account offering interest and flexibility for business customers.
Description: Interest-bearing checking account
Opening Balance: $2,500.00
Minimum Balance: $2,500.00
Monthly service charge: Maintain a minimum balance of $2,500.00 and pay no monthly fee. If balance requirement is not met, there is a $10.00 monthly fee. There is a $10.00 per item charge for more than six(6) debits during the statement period.
Benefits:
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Market rate interest on balances over $2,500.00
Business Savings Account
A traditional savings account for all business types.
Description: Interest-bearing savings account
Opening Balance: $500.00
Minimum Balance: $300.00
Monthly service charge: Maintain a minimum balance of $300.00 and pay no fee. If balance requirement is not met, there is a $5.00 quarterly fee. This account offers limited transactions.
Benefits:
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Variable rate interest compound daily and credited quarterly.
Certificate of Deposit (CD)
If your local business has accumulated excess cash that you can invest for at least 30 days, you want a safe and simple way to earn a predictable interest rate on this money with no risk of a decrease in your account value. Chino Commercial Bank offers competitive certificates that pay high interest rates plus the safety of FDIC insurance. You also get the peace of mind that your money will be growing throughout the term of your certificate.
Merchant Processing
At Chino Commercial Bank, we can help you make more money by offering your customers more ways to pay. Accepting credit cards just makes good business sense. It increases sales, improves cash flow, and reduces check losses.
