Personal Checking & Savings
At Chino Commercial Bank we know that everyone has different financial needs, so when it comes to checking, we give you a selection of accounts with different features and benefits — limited or unlimited check writing, interest-bearing or non-interest-bearing. For savings, you can choose from accounts that offer traditional features to those that provide limited access, and may offer higher rates of return. Work with one of our knowledgeable and experienced bankers to select the right checking and savings account. We’ll talk you through the features and benefits of the other valuable products and services we offer, such as loans and lines of credit, so that we can customize banking that’s just right for you.
Classic Checking
A convenient, economical account that offers unlimited check writing.
Description: Non-interest checking account
Opening Balance: $500.00
Minimum Balance: None
Monthly service charge: There is a flat monthly service charge of $10.00.
Benefits:
- Image Statement
- Unlimited check writing
- MasterMoney Debit Card
Premier Checking
An account that offers no service charge when balances are maintained.
Description: Non-interest checking account
Opening Balance: $500.00
Minimum Balance: $800.00 Daily / $1,200.00 Average
Monthly service charge: Maintain a daily balance of $800.00 or an average monthly balance of $1,200.00 and pay no service charge. If balance requirement is not met, there is a $12.00 service charge.
Benefits:
- Image Statement
- Unlimited check writing
- Corp Image Checks at no charge (1st order)
- MasterMoney Debit Card
55+ Checking
An account for customers 55 and up with unlimited check writing and no monthly service charge.
Description: Non-interest checking account
Opening Balance: $500.00
Minimum Balance: None
Monthly service charge: No minimum balance requirement. No monthly service charge.
Benefits:
- Image Statement
- Unlimited check writing
- Corp Image Checks at no charge
- MasterMoney Debit Card
Now Checking
An interest bearing account with unlimited check writing.
Description: Interest-bearing checking account
Opening Balance: $1,500.00
Minimum Balance: $1,500.00
Monthly service charge: Maintain a minimum daily balance of $1,500.00 and pay no service charge. If balance requirement is not met, there is an $18.00 service charge.
Benefits:
- Image Statement
- Unlimited check writing
- Interest on balances $1,500.00 or more
- MasterMoney Debit Card
Money Market Checking
Flexible account that allows easy access to funds that earn interest.
Description: Interest-bearing checking account
Opening Balance: $2,500.00
Minimum Balance: $2,500.00
Monthly service charge: Maintain a minimum balance of $2,500.00 and pay no service charge. If balance requirement is not met, there is a $10.00 service charge. There is a $10.00 per item charge for more than six (6) debits during the statement period.
Benefits:
- Image Statement
- Market rate interest on balances $2,500.00 or more
Personal Savings Account
A traditional savings account for individuals.
Description: Interest-bearing savings account
Opening Balance: $500.00
Minimum Balance: $300.00
Monthly service charge: Maintain a minimum balance of $300.00 and pay no service charge. If balance requirement is not met there is a $5.00 quarterly service charge. This account offers limited transactions.
Benefits:
- Variable rate interest compounded daily and credited quarterly
Kids Savings Account
An account to help junior customers learn to save.
Description: Interest-bearing savings account
Opening Balance: $50.00
Minimum Balance: None
Monthly service charge: No minimum balance requirement. No service charge. This account offers limited transactions.
Benefits:
- Variable rate interest compounded daily and credited quarterly
- Account converts to Personal Savings Account at age 18
If you need to reorder checks use our secure Check Reorder Form.
